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RTRA TBNTT

Catastrophic Injury Insurance and Registered Bikes

01-Jun-2016

The RTRA has always recommended buying a road registered trail or enduro bike if you intend to ride offroad, unless you’re too young to have a road licence or are only riding on motocross circuits or in MWA-sanctioned events. 

From July 1 there will be another important advantage in having a road-registered bike: catastrophic injury insurance. 

Currently, if you have a serious accident that is not the fault of someone else you cannot claim personal injury insurance from the government. That changes on July 1, when catastrophic injury cover commences. Catastrophic injuries include spinal cord injuries, traumatic brain injuries, multiple amputations, severe burns and permanent traumatic blindness. 

Registration costs will increase by $100 per year for most motor vehicles (including motorcycles) to pay for the scheme, and it will cover you if you are riding a road registered bike even if no one else is involved in the accident (which is usually the case with trail bike related accidents). 

We all hope we will never need it, but with the cost of a lifetime of full-time care potentially running into the millions of dollars it’s important insurance to have.

More information on the Catastrophic Injury Support Scheme can be found here.


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